When money is tight, work-at-home opportunities can sound like just the thing to make ends meet. Unfortunately, many of these job offers are scams and the con artists peddling them may try to get you to pay for starter kits or certifications that are useless. Others just don’t deliver on their promises.

Promises of a big income by working from home, especially when the “opportunity” involves an up-front fee or divulging your credit card information, should make you suspicious. It doesn’t matter if the ad is placed in a trusted newspaper or website — or if the people you talk to on the phone sound legitimate. The situation demands both research and skepticism.

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